Young Adult Community Development

 A note from the Gayle Loyola a Foster Care Alumni and Founder of YACD:

 

 

 

When I was in the third grade my reading teacher and the whole reading group laughed at me when I miss pronounced the word "island." I was so upset that I made up my mind that I would never read again. And, I did not read for seven years. In 1969 while I and my siblings were in Foster Care and before Children Services split us up a couple from our church took me and my siblings to the Ohio State Fair.

 

Even though this trip was about going to the fair and having fun and eating more food than we should the most exciting adventure happened on the way to the fair.

 

It was a pratice that each Saturday this couple would go to the local news stand to purchase several newspapers and this Saturday was no different. As I walked through the store I could not understand why someone would pay good money to buy newspapers. This couple not only purchased newspapers they sat down to read them over lunch and discussed the articals they read "with each other". All at once I realized that reading must be very important and from that moment on I began to read every newspaper and magazine I could get my hands on.

 

You may be wondering if we ever got to the fair? Well we did and we had a good time, but the adventure was not in the fair but the trip to the fair. The mentoring and learning process happend before lunch. The trip to the fair changed my life. This is what mentors do every day.

 

Are you a foster care alumni or an ally? Would you like to change a life? Call 1-800-730-4133.

 

Each year some professional tax preparation companies offer instant refunds. The Instant Refund is a myth. These are called RAL’s. Tax Refund Anticipation Loans (RAL) are short-term cash advances against a customer's anticipated income tax refund. But the loans are offered at high interest rates, ranging from about 40% to over 700% APR. Also, they speed up the refund process by as little as one week, compared to what consumers can expect by filing online and having their refunds deposited directly into their banking accounts. There were over 12 million RAL borrowers in 2003.

 

Tax preparers and lenders strip about $1.57 billion in fees each year from the earned-income tax credits paid to working parents, according to a 2005 study by the National Consumer Law Center.

Do not fall for the Instant Refund. YACD each year operates tax clinics for citizens with an annual income of $50,000.00 or less and it is free. The 1040’s are electronically filed for FREE, and you can have the refund deposited in to three different account for FREE or receive a refund check for FREE in as little as 7-10 days. And did I mention that all of this is FREE.

 

 

We can also file back taxes for up to three years and it is FREE.

 

Contact us to schedule an appointment to have your taxes prepared. Do not give away any more money. Tax preparation is not a service you have to pay for. Remember tax preparation is FREE.

 

 

 

1-800-730-4133

E-mail address  gayle@yacdinc.org